HM Credit Consulting provides expert advice for those in need of credit repair.   Consumer awareness and a clean slate in financial life is our professional goal. 

With a broad knowledge of State and Federal laws, we afford the support needed to help our clients both increase credit scores and effectively employ strategies to save hard earned money. 

Being a responsible fiscal advocate whose passion is improving people’s lives, Heather Moch, President of HM Credit Consulting declares, “The work I do with my clients doesn’t end with a substantial credit score.  My greatest fulfillment is educating clients on their credit rights, household budgeting, and refinancing or debt consolidation so they can ultimately realize financial freedom.” 

Heather lives in California with her husband and two children.  She has traveled throughout the world and values spending quality time with her family.

Heather Moch
President of HM Credit Consulting