Hundreds of dollars in interest payments can be saved each month with a higher credit score!Studies show that over 79% of credit reports have errors; 25% of which are detrimental enough to result in credit denial. |
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HM Credit Consulting is a comprehensive credit restoration and education firm. Our team helps rebuild credit and in the process provides the necessary tools to ensure it is maintained for a lifetime.
The Fair Credit Reporting Act allows us to work directly with the credit bureaus and creditors on behalf of our clients to repair negative, obsolete, inaccurate and duplicate information that is recorded on their reports. Items such as late payments, tax liens, collections, bankruptcies and foreclosures can be removed.
If the bureaus cannot verify that the information listed is 100% correct, then those items must be deleted.
Our clients benefit from the partnerships we create with their mortgage brokers, lenders, realtors and financial advisors. Together we customize financial strategies to conserve money and increase wealth.
Credit Education
Our Credit Education services prove a powerful tool for preserving excellent credit. While restoring financial integrity, we educate our clients to help them achieve a more prosperous economic future.
We provide free information on essential topics such as credit rights, how to add positive credit, avoiding bankruptcy, mortgage finance, identity theft, procedures to stop harassing collection calls/letters, steps to obtain free credit reports, household budgeting guidance, and credit solutions pertaining to divorce, seniors and military personnel.
Debt Negotiation
HM Credit Consulting also offers clients expert debt negotiaion services. Debt negotiation allows you to settle your debts for an agreed amount based upon financial hardships and current expenses. Debt can be reduced from 40-70% of what is owed.